Privacy
Policy.
At Saviq, protecting your data is our priority. We are committed to maintaining the highest standards of financial privacy.
Information Collection
At Saviq, we collect information that you manually provide to help you manage your financial life better. This includes: • Profile Details: Name and email address for account management. • Card Details: We only collect public card information (e.g., Bank Name, Card Category like Platinum/Signature). We NEVER ask for or store your full Credit Card Number, CVV, or Expiry Date. • Transaction & Billing Data: Manual inputs of your billing dates and transaction counts to power the bill reminders and fee waiver trackers.
How We Use Your Information
The data you provide is used strictly to enhance your experience within Saviq. This includes: • Calculating reward points and potential savings. • Tracking your Annual Fee Waiver progress. • Providing timely reminders for your billing cycles to avoid late fees. • Offering personalized 'Smart Suggest' merchant discounts based on the cards you own. • Helping you find the best MFS (bKash/Nagad) add-money options.
Data Security & Storage
We prioritize your data security. Saviq uses industry-standard encryption (SSL/TLS) for data in transit and secure cloud infrastructure (Firebase by Google) to store your information. Your sensitive billing dates and transaction logs are encrypted at rest, ensuring that only you can access your personal financial insights.
Third-Party Services
Saviq utilizes trusted third-party services like Google Firebase for authentication, hosting, and database management. These partners may process your data according to their own privacy standards to ensure the app's functionality. We do not sell, rent, or trade your personal information to any marketing agencies or third parties.
User Rights & Data Deletion
You have full control over your data. You can view, edit, or update your information at any time within the app settings. If you wish to close your account, you can request permanent data deletion through the app, and all your records will be removed from our servers within 30 days.
Contact Us
If you have any questions about this Privacy Policy or need assistance with your data, please contact our support team at saviq.app@gmail.com. We are committed to protecting your privacy as you navigate your credit card journey.